Fit Criteria

Selective Intake, Clear Standards

Brightford Capital maintains a disciplined access pathway. Before any request proceeds to partner evaluation, we review for alignment and next-step readiness.

This is a high-level screening process — not a credit decision — designed to protect time, discretion, and outcomes.

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Strong-Fit Profiles

Brightford Capital is typically a fit for established businesses with:

Operating History

  • 12+ months in business (preferred)
  • Consistent operating activity and a clear business model
  • A legitimate entity and verifiable operations

Revenue & Bank Activity

  • Verifiable revenue (ranges are acceptable at this stage)
  • Active operating accounts and real business cash flow

Purpose & Timing

  • A clear use of proceeds and timing expectations, such as:
    • growth initiatives
    • inventory or working capital
    • equipment or vehicle needs
    • refinance or consolidation
    • short-duration bridge requirements tied to business operations

Professional Readiness

  • Willingness to engage directly with a partner evaluation team if aligned
  • Ability to provide supporting details if proceeding beyond the high-level request stage

Factors That Can Affect Alignment

The items below do not automatically disqualify a request, but they may change what is available or require additional review during partner evaluation:

  • active tax liens or unresolved filings
  • recent or active bankruptcy
  • highly irregular cash flow without explanation
  • unusually high existing obligations relative to cash flow
  • new entities without operating history

If any of these apply, you may still request access — we will confirm alignment quickly.

Typically Not a Fit

Brightford Capital is generally not designed for:

  • pre-revenue or concept-stage ventures seeking venture equity
  • personal loans unrelated to operating businesses
  • requests without a clear business purpose
  • businesses unwilling to provide basic operational details during partner evaluation (if aligned)

If you are unsure, submit a request. We would rather confirm alignment quickly than waste your time.

What We Ask for at the Fit Stage

To keep intake disciplined, we start with high-level information only:

  • Name, company name, phone/email
  • State(s) of operation
  • Industry
  • Time in business (range)
  • Revenue range (range)
  • Funding amount range (range)
  • Any active bankruptcy? (Yes/No)
  • Any tax liens? (Yes/No)

We do not request deep documentation at this stage.

What Happens Next

If your request aligns, we coordinate a structured handoff to partner evaluation. The partner evaluation team gathers the necessary details directly and determines eligibility, availability, and terms.

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High-level only. No impact to credit.

Important Notes

Brightford Capital is not a direct lender and does not make credit decisions. Eligibility, availability, and terms are determined during partner evaluation and by underlying funding sources. No outcomes are guaranteed.